moneyview

1. Services Offered:

• Personal Loans: Quick loans ranging from ₹5,000 to ₹5 lakhs with flexible repayment options (3 months to 5 years).
• Credit Line: A pre-approved limit that users can borrow from as needed.
• Credit Score Check: Helps users track their credit score for free.
• Loan against Salary: For salaried individuals with instant approval.

2. Key Features:

✅ Fast Approval & Disbursal – Funds can be credited within hours.
✅ No Collateral Required – Unsecured loans based on creditworthiness.
✅ Competitive Interest Rates – Starting from around 1.1% per month.
✅ Easy EMI Repayment – Flexible tenure options.
✅ Minimal Documentation – Mostly digital verification (PAN, Aadhaar, bank statements).

3. Eligibility Criteria:

• Age: 21–57 years
• Income: Minimum ₹15,000/month (salaried)
• Credit Score: Preferably 650+ (varies case by case)
• Employment Stability: At least 3–6 months in current job
• 4. How to Apply?
• Download the Moneyview App (Google Play/App Store).
• Fill in Details (PAN, income, employment, etc.).
• Get Approval (Instant verification).
• Receive Funds (Directly to bank account).
• 5. Pros & Cons:
• ✔ Pros:
• Quick processing & disbursal
• No prepayment charges
• Good customer support
• ❌ Cons:
• High interest for low credit scores
• Limited loan amounts for new users
• 6. Customer Reviews & Ratings:
• App Store/Play Store: ~4.2/5 (many praise quick service, some complain about rejections).